Motor Car is a kind of insurance that provide protection to the vehicle owner against loss of or damage incurred to his vehicle as a result of a traffic accident and further protects against liability incurred.

STANDARD MOTOR CAR POLICY FORMS

1. Private Car
2. Commercial Vehicle

COVERAGE PARTS OF MOTOR CAR POLICY

1. Section I    - Liability to the Public
2. Section II   - No Fault Indemnity
3. Section III  - Loss or Damage
4. Section IV -  Excess Liability Insurance

WE OFFER THE FOLLOWING COVERAGES

1. CTPL (Compulsory Third Party liability)

The company will, subject to the limits of liability pay all sums necessary to discharge liability of the insured, in respect of bodily injury and/or death to any THIRD PARTY, in an accident caused by or arising out of the use of the scheduled vehicle provided that the insured’s liability shall have been first determined.

2. COMPREHENSIVE

LOSS OF OR DAMAGE - The company will, subject to the limits of liability, indemnify the insured against loss of or damage to the Scheduled Vehicle and its accessories and spare parts whilst thereon due to accidental collision, fire, theft, explosion, over-turning and malicious damage.

            MAA 24-hour Roadside Assistance program:

OPTIONAL COVER

1. Acts of God (Flood, Typhoon, Volcanic Eruption, Earthquake)
2. Unnamed Personal Passenger Accident
3. Strike, Riot and Civil Commotion 

Disclaimer: This website contains only a general description of coverage and is not a statement of contract. Coverage is subject to the exclusion and conditions of the actual policy. Policy applications are subject to the approval of MAA GENERAL ASSURANCE PHILIPPINES, INC.